Commercial Lines
Business insurance that keeps up with your business
Contractors, shops, restaurants, trucking, offices, and trades all over Central Arkansas count on us to set coverage up so it satisfies the contract, protects the payroll, and doesn't pay for things you'll never use.
Coverage lines
Business coverage we write every week
General liability
The base every business starts with — it covers injury and property damage claims against you, and it's what your customers and your landlord are asking for when they want a certificate.
Commercial auto & fleet
How a vehicle is used matters. Tell us about deliveries, job-site travel, equipment, employee drivers and who owns the vehicle. We can review whether a personal policy, a business-use provision or commercial coverage fits the situation.
Review business vehicle coverage questions →Workers' compensation
Required for most Arkansas employers with three or more employees. Exceptions exist, so businesses with fewer employees should check their situation with our agency or the Arkansas Workers' Compensation Commission. We can help review the work your employees do and the information needed for a quote.
Business owner's policy (BOP)
A business owner's policy can combine property, liability and business interruption coverage. Eligibility, included protections and exclusions depend on the insurer and policy. We can help you compare the available options.
Commercial property
Buildings, equipment, inventory, and the improvements you put into a leased space — with the wind and hail side set up for the storms we get around here.
Contractors & trades
Builder's risk, tools and equipment, installation floaters, and the liability limits the general contractor wants to see before you can set foot on the job.
Why businesses switch to us
We read the contract before we quote the policy
Most commercial insurance problems start with coverage that doesn't match the work. So we start with how the business actually runs — what you do, who you hire, what your contracts require — and build the insurance around that.
- Help reviewing certificate and contract requirements
- A review of options available through the carriers we work with
- Help reviewing changes to your payroll, fleet and revenue
- Local help on claims — we work it with you, not against you
Just starting out? Let's set it up right.
If you're opening up in North Little Rock or anywhere around Central Arkansas, tell us about the work, the property and any contract requirements. We can help identify the insurance questions to review before you start.
Get a business quote or a coverage review
Send us your current declarations pages and we'll walk you through, line by line, where you stand.
Start My Business Quote