For Real Estate Agents
Insurance shouldn't be the thing that holds up your closing
Send the property details and closing date early. Quote timing and the ability to issue coverage depend on complete information, the property and carrier review. Ask our team what is needed next.
What you get when you send someone our way
The insurance piece, handled — and you kept in the loop
You've got enough moving parts between contract and closing. This is the part you shouldn't have to think about twice.
Start with the property details
Send the address, known property updates and closing date. We can review what information is needed to explore available options.
Binder straight to the lender and title
Give us the processor and the closer and we send the evidence of insurance directly to them. No forwarding chains, no last-minute scramble the afternoon before closing.
We work backward from the closing date
Tell us the closing date early so we can discuss the information and review that may be needed. Timing depends on the property, complete information and the carrier.
Carriers for the harder houses
We can review the options available through the carriers we work with. Eligibility and terms depend on the property, applicant and carrier.
Flood answered before it's a surprise
Standard homeowners policies generally exclude flood. Tell us early if the lender requires flood insurance so we can review separate coverage options.
Auto bundled in
We'll price the buyer's auto alongside the new home policy. It's usually where the savings show up, and it's a good look for the agent who pointed them our way.
First-time buyers
We'll take the time to explain it to them
A first-time buyer has just signed the biggest thing they've ever signed, and now somebody's asking them about dwelling limits and deductibles. We slow down and walk them through what the policy actually covers, what a wind and hail deductible means when it's a percentage instead of a flat number, and why the cheapest number on the page isn't always the one they want.
They come out of it understanding what they bought. You come out of it as the agent who sent them to somebody who treated them right.
- Plain-English walkthrough of the policy before they sign anything
- Straight talk about replacement cost versus what the house sold for
- A look at the roof's age and condition before it becomes a problem
- Somebody local to call after closing, not a call center
What we need to get moving
Five things, and we can usually take it from there:
- Property address
- Closing date
- Buyer's name, phone, and email
- Purchase price and loan amount, if you have them
- Who to send the binder to at the lender and title company
Refer a client
Send the buyer's contact information, property details and closing date so our team can review the request. Submitting this form does not bind or change coverage.
Share our homeowners insurance estimate preparation guide with your buyer.
Rather just call?
- Phone(501) 801-7610
- Emailmark@midarkins.com
- Office7000 Crystal Hill Rd Ste 4
North Little Rock, AR 72118 - HoursMonday–Friday, 9 AM – 5 PM
- Where we writeNorth Little Rock, Little Rock, Sherwood, Maumelle, Jacksonville, Cabot, Conway, Benton, Bryant & all over Central Arkansas
Working a listing instead?
If a seller's policy is about to lapse, or a house is going to sit empty between closings, that's worth a phone call. A vacant home is a different animal to a carrier, and the standard policy isn't always built for it.
Questions agents ask us
The short answers
How fast can you get my buyer a homeowners quote?
Send the property details and closing date early. Quote timing and the ability to issue coverage depend on complete information, the property and carrier review. Ask our team what is needed next.
Will you send the binder to the lender and title company?
Yes. Give us the lender's processor and the title company's closer and we'll send the evidence of insurance straight to them, so nobody is hunting for it the day before closing.
What if the house has an older roof, sits out in the county, or the buyer has a past claim?
We can review the options available through the carriers we work with. Eligibility and terms depend on the property, applicant and carrier.
Do you handle flood insurance when the lender requires it?
Standard homeowners policies generally exclude flood. Tell us about the lender's requirements so we can review separate flood insurance options and the information needed for a quote.
Can the buyer bundle their auto insurance with the new home policy?
Usually, and it's often where the savings show up. When we quote the home we'll price the auto alongside it so the buyer can see both numbers together before closing.
Coverage described here is general. What any policy covers depends on the policy issued, the carrier, and the property — we'll go over the specifics on your client's quote.
Got a buyer under contract right now?
Send us the address and the closing date so we can review what is needed next.
Refer a Client